There are as many reasons to purchase trip protection insurance as there are travelers, but most of them fit into four categories:

1. INVESTMENT PROTECTION
Traveling is expensive, even today when the U.S. dollar is enjoying a small comeback. You can protect your investment in a tour, cruise, apartment/home rental, safari or other prepaid, non-refundable travel product by purchasing a comprehensive travel insurance plan that includes cancellation and interruption benefits. If you must cancel your trip for a covered reason (usually health related) you can request reimbursement for 100% of your Trip Cost. Likewise, if you must interrupt your trip for a covered reason, you can enter a claim for the unused portion of your trip!

2. FLEXIBILITY
If you paid for your trip via cash, check or credit card and you must cancel, you're going to want to be reimbursed the same way. Many tour and cruise companies reimburse you with "vouchers" for a future tour, cruise, or safari. You're locked in, and if you don't use the voucher within a certain number of months, your investment is forfeited. Always read the fine print and understand the cancellation schedule and penalties! Travel insurance always reimburses in cash, providing you with the flexibility to travel with whomever you please.

3. VALUE
Travel insurance costs only a small fraction of the cost of your trip, yet the benefits it can provide are enormous. And even if you're flying on mileage and staying with your Aunt Bertha, you can enjoy all of the benefits of a good plan, without cancellation/interruption coverage.

4. PEACE OF MIND FOR A CAREFREE VACATION
Your plan includes a 24/7 toll-free customer service phone number you can call with any type of travel-related question, beginning at the time of enrollment. If you should have a problem while traveling, your customer service rep will act as case manager, help you determine and arrange the exact care you need, communicate with your local doctor, personal doctor at home, your family and lots more.

EXPECT THE UNEXPECTED, AND BE PREPARED WITH TRAVEL INSURANCE!


Terry Seligman
AGTraveler Writer, Travel Insurance Broker